Through the Making Home Affordable program you might be able to get help if you’re facing foreclosure, struggling with your mortgage payment, or trying to avoid mortgage troubles.

With Making Home Affordable modifications, you might be able to lower your mortgage payment by more than $500 each month. You might also be able to refinance your mortgage to make it more affordable or get help if you owe more than your home is worth. There are also programs to assist unemployed homeowners and those with second mortgages.

Find out if you’re eligible for Making Home Affordable assistance.

You can also call 888-995-HOPE (TTY 877-304-9709) to speak with a HUD-approved housing counselor for free. A counselor can help you understand your options and design a plan to suit your individual situation.

Mortgage forms from the Consumer Financial Protection Bureau.

When you apply for a mortgage you usually receive two separate forms with information about the loan.

The Consumer Financial Protection Bureau (CFPB) wants to make the mortgage process easier to understand by creating one form with all of the information about your mortgage.

The CFPB has two draft forms — you can vote on which one you think is the best and then provide your comments on the form.

The deadline to vote is Friday.

Vote now.