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Want to improve your credit score, but don’t know how? This guide can help you find legitimate ways to improve credit.

Protect Yourself When Sending Money Abroad

If you’re thinking about sending money abroad to a family member or friend, make sure you are sending through a reputable source. How do you figure this out?

The federal government qualifies certain money transmitters, banks, credit unions and possibly other types of financial services companies qualify as “remittance transfer providers.”

Remittance transfer providers are businesses that transfer money electronically for consumers to people and businesses in foreign countries. Under federal law, you have certain protections that these business must comply with.

According to the Consumer Financial Protection Bureau (CFPB), they must share certain information with you before they make any transfers. This includes:

  • The exchange rate.

  • Fees and taxes they collect from you.

  • Fees charged by the company’s agents abroad and certain other institutions involved in the transfer process.

  • The amount of money expected to be delivered, not including foreign taxes or certain fees charged to the recipient.

  • If appropriate, a statement that additional foreign taxes and fees may be deducted from the remittance transfer.

Learn more about protecting your money from the CFPB.

Have you ever wondered why gas prices are higher in some regions than in others? Get the answer.

Does the Federal Government Offer Car Grants?

No. The federal government offers grants and financial assistance in many areas, but will not give you money to buy a car.

There are very few grants available to individuals, sometimes called “personal grants.” Most grants are awarded to universities, researchers, cities, states, counties and non-profit organizations. If you are searching for a grant, get more information on specific grants and funding opportunities in a particular field, Grants.gov put all the information you need in one place.

The best place to find money to help you and your family is Benefits.gov.

When looking for financial assistance, remember that there are differences between grants and loans. You are required to pay back a loan, often with interest. You are not required to pay back a grant.

Your state’s human service or social service agency might also be able to provide financial assistance or refer you to local community organizations for help.

Still waiting for your federal tax refund? You can find out when to expect it by checking its status.