If you or someone you know is homeless, contact your local homeless assistance agency to get help. These agencies can help you find temporary or permanent housing options, as well as connect you with local food banks and health care programs.

If you’re a homeless veteran, the Veterans Administration offers safe housing, job opportunities, and health care options. You can learn more online or by calling 1-877-4AID-VET (1-877-424-3838). Service members, veterans and their families can also find services and resources in their communities with the National Resource Directory mobile app.

Find more resources to help with homelessness, including information for homeless families with children and how you can help end homelessness.

To learn about other free resources to help you no matter what your financial situation, sign up for our e-mail list or visit our page.

This new app from the Department of Housing and Urban Development shows the latest on housing and community development issues.

If you need help paying your mortgage, you may be eligible for assistance through a variety of programs.

Through the Making Home Affordable program, you can

• Refinance and take advantage of lower mortgage interest rates.
• Reduce your monthly mortgage payments.
• Get mortgage relief if you’re unemployed.
• Get help when you owe more than your home is worth.
• Avoid foreclosure when homeownership is no longer affordable or desirable.

You can also talk to a housing counselor to get advice on buying a home, avoiding foreclosure, or learning about reverse mortgages.

If you’re considering refinancing your mortgage, learn the costs and determine if the time is right for you.

Get help with your mortgage and foreclosure questions.

To learn about other free resources to help you no matter what your financial situation, sign up for our e-mail list or visit our page.

If you’re struggling to make your rent payments, you may be able to find assistance from your local Housing and Urban Development (HUD) office. These offices offer rental assistance programs like privately-owned subsidized housing, public housing, and housing choice vouchers.

You may also be able to find help from your state housing authority or your local public housing agency.

Get help paying your rent and find additional resources if you are a veteran, senior citizen, or live in a rural area.

To learn about other free resources to help you no matter what your financial situation, sign up for our e-mail list or visit our page.