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Asked by Anonymous

What type of personal grants are available?

The government does award grants, but most go to state and local governments or nonprofit organizations. The federal government rarely gives personal grants directly to individuals.

But there are assistance programs available that help individuals and families. Find benefits and other financial assistance from the government.

You can also check out our blog post about government grants to learn the truth about personal grants and free money from the government. 

Asked by Anonymous

when can i find a real grant i dont have to pay back and actually claim it

The government offers different types of financial assistance, including grants. You are not required to pay back a grant, but there are very few grants available to individuals. Most grants are awarded to universities, researchers, cities, states, counties, and non-profit organizations. Loans are generally the best option for individuals. You are required to pay back a loan, often with interest. 

Benefits.gov can help you identify loans and sources of financial assistance for which you may be eligible and tell you how and where to apply.

Find other benefits, grants, and financial aid available from the government.

Government Grants

It’s late at night, the TV’s on and you see a commercial. It tells you that if you just buy this wonderful book, you’ll learn the secrets to get free money from the government to pay your credit card bills, renovate your home, and start a business!

It sounds so wonderful, but is it too good to be true? Yes, it’s too good to be true.

Before you shell out some of your hard earned money to learn how to get a government grant, learn the facts. The government does give away a lot of money every year in the form of grants, but most government grants go to state and local governments or nonprofit organizations that in turn use the money to administer community programs. The federal government rarely awards grants to individuals directly.

If you or someone you know is in need, the government has many assistance programs that might help - they’re just not called “grants.” There are programs to help with heating bills, or starting a business, or health insurance for children, and much more. If you’re an organization seeking a grant you should check out grants.gov, the official source to find and apply for a grant from the federal government.