News From Our Blog

Want to improve your credit score, but don’t know how? This guide can help you find legitimate ways to improve credit.

Why isn’t my credit score included in my free credit report?

Asked by Stephen on Facebook.

The three main credit agencies charge you a fee to provide you with your credit score. However, your score is based on the information in your credit report, so monitoring your credit report is important to make sure the information is correct.

If you decide to purchase your score, you should know that it might not be the same one lenders use to decide to give you credit.

Learn more about purchasing your credit score and why it’s not free.

Image description: When it comes to budgeting and debt, 61 percent of U.S. adults admit to not having a budget, and one-third of U.S. adults indicated their household carries credit card debt from month-to-month.
Learn more about American trends with personal finance from the 2014 Consumer Financial Literacy Survey conducted by the National Foundation for Credit Counseling.

Image description: When it comes to budgeting and debt, 61 percent of U.S. adults admit to not having a budget, and one-third of U.S. adults indicated their household carries credit card debt from month-to-month.

Learn more about American trends with personal finance from the 2014 Consumer Financial Literacy Survey conducted by the National Foundation for Credit Counseling.

Nine Tips to Help You Better Understand Your Credit

image

Making financial decisions can be confusing and overwhelming, to the point that you do nothing to prepare for your financial future. But this Financial Literacy Month, we’re helping you understand finance basics so you can make money decisions with confidence.

Step one is understanding your credit. Use these tools and resources to pull your credit report for free and understand how money decisions you make impact your credit.

READ:

 WATCH:

ORDER:

Order the FREE Financial Foundations toolkit to get advice and confidence you need to make sound money decisions.

Debating between a low interest rate or lots of reward points? How to pick the best credit card for you.