Entry bubble Get Ready For Black Friday

By: Ginger | November 20, 2009 | Category: Money

Ginger in her Black Friday commando gearMy Black Friday shopping expedition last year was a little intense. I can understand that my Black Friday commando-camouflage could seem a little odd and possibly raise some eyebrows, but really? Apparently, some folks find a woman shopping in a mall with branches taped to her head to be a little threatening, but being tackled by a mall security guard and forced into a straight-jacket seemed a little extreme! Well, I have learned my lesson and I won’t be doing that anymore!

From now on, I will stick to more acceptable methods for preparing for Black Friday. Because of the economic downturn, a lot of stores and other businesses are really offering significant savings to draw in shoppers the day after Thanksgiving. A lot of experts recommend that you do your homework when shopping this holiday to get the most for your money. Know your budget and do research ahead of time to find the best prices. You may even want to plan to get to some stores early. Some stores offer early bird specials and extra discounts to folks that get there first.

Here are some resources that I found that have some useful shopping tips and offer information on some great Black Friday deals:

Note: For those of you who are concerned that I am crazy… I didn’t actually go to the mall in that get up. Well, I did play out that scenario in my head and it was pretty funny, but I am, more or less, sane. Just ask my good friend Harvey. LOL!

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Entry bubble Saving Money on Home Heating

By: Jess | November 05, 2009 | Category: Home and Family

FurnaceWe've already changed the clocks and soon that winter chill is going to start creeping into the air (unless maybe you live in Florida, in which case, I'm a little jealous).

Winter usually means a spike in the cost of your energy bills from having to run the heat. But if you're looking to keep costs low this year, and really who isn't, the Federal Trade Commission's Weathering the High Cost of Heating Your Home offers several tips that will help you save money this winter.

Check out some of the suggestions:

  • Check drafty areas of the house (like the attic and basement) to be sure they are properly insulated to not let heat escape.
  • Look into installing a programmable thermostat that can keep your home at a cooler temperature when you're not there, and turn it up an hour before you get home.
  • Vaccum air vents, heaters and radiators regularly to prevent blocked airflow.
  • Seal any flues in your fireplace if you don't use it.
  • Close the doors to rooms that don't get used frequently.

What are your best tips for saving money on heating costs in the winter? Share them in the comments.

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Entry bubble Bring Your Lunch and Save Money!

By: Jake | January 12, 2009 | Category: Money

A Bagged LunchThe news these days is chock full of tips for saving money. We even have 66 simple ways for you to do that. But an alert Pueblo.gsa.gov visitor recently touched on an idea so obvious that most of us take it for granted. Simply, do you know how much you can save each month by bringing your lunch to work?

Like I said—it's obvious. You save more money making your own sandwich than you do paying Tony at the local sub shop, but have you ever sat down and quantified it? This alert reader sent us a lunch savings calculator from Bankrate.com which lets you calculate your savings from bagging your lunch over a long period of time.

To grab lunch in D.C. it costs me an average of $10 depending on what I get. The average cost for me to bring lunch is about $4. If I bring my lunch for a whole month, which is very doable, the calculator says I'll save $120. If I bring for a year, which is unlikely, I'll save $1,440. Bagging it for four years (impossible), will save me over $5000.

I don't know about you, but I'm able to really stick to something if there's a clear benefit to it. I won't be saving $1500 on lunch this year, but I know I can save at least $1000. While I'm bagging it, I can also focus more on my nutrition.

| View Comments [8] | envelope E-mail This Entry | Tags: financial_savings   jake   lunch   lunch_cost_calculator   money   savings