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Avoid Buyer’s Remorse with this Helpful Checklist

Whether you’re making a large or small purchase, there are a few things you want to think about before you hand over your hard earned money. To make sure you aren’t left with buyer’s remorse, use this checklist before making a purchase:

  • Decide in advance exactly what you want and how much you can afford

  • Do your research. Ask family, friends and others you trust for advice based on their experience. Gather information about the seller and the item or service you are purchasing.

  • Review product test results from consumer experts and comments from past customers.

  • Get advice and price quotes from several sellers.

  • Make sure the seller has all the appropriate licenses. Doctors, lawyers, contractors and other service providers must register with a state or local licensing agency.

  • Check out a company’s complaint record with your local consumer affairs office and Better Business Bureau.

  • Get a written copy of guarantees and warranties.

  • Get the seller’s refund, return and cancellation policies.

  • Ask whom to contact if you have questions or problems.

  • Read and understand any contract or legal document you are asked to sign. Insist that any extra you are promised be put in writing.

  • Consider paying by credit card. If you have a problem you can dispute the charge.

  • Don’t buy on impulse or under pressure.

Find out more about doing your research so you’re fully prepared before you make a purchase.