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Why isn’t my credit score included in my free credit report?

Asked by Stephen on Facebook.

The three main credit agencies charge you a fee to provide you with your credit score. However, your score is based on the information in your credit report, so monitoring your credit report is important to make sure the information is correct.

If you decide to purchase your score, you should know that it might not be the same one lenders use to decide to give you credit.

Learn more about purchasing your credit score and why it’s not free.