Check Your Credit Report for Free
You are entitled to a FREE credit report from each of the three credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months. You can request all three reports at once, or space them out throughout the year.
Why It’s Important
It’s important to ensure that your personal information and financial accounts are being accurately reported and that no fraudulent accounts have been initiated in your name. Errors on your credit report can negatively affect your credit score.
What To Do If You Find Errors
Follow instructions on the credit report that explain how to dispute errors. If errors have not been corrected after you’ve disputed them with the credit reporting agency, you can file a complaint with the Consumer Financial Protection Bureau. Get more information about disputing errors on your credit report.