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Checking out something I received in the mail. It’s from Home Information Center, Dallas Tx 75380-9664. It said that the U.S. Congress has made available up to $20,000 for you to improve your home through the Federal Home Improvement Loan Program. This program is made available for energy conservation with home improvements. Improvements may include lifetime vinyl siding, energy-efficiant windows ,doors, and insulation. Is this for real or a scam?

Asked by Sandy on Facebook.

The Department of Housing and Urban Development has information about federal loan programs for home improvements and repairs. If you’re interested specifically in financial assistance for energy efficiency, there are federal tax credits available. You might want to review this information to see if it matches the details in the letter.

Be aware that the Home Information Center is not affiliated with the federal government. You can see if other people have filed a complaint against the company by contacting the Better Business Bureau or your local consumer affairs department. You may also want to review these tips about how to spot and report fraud.