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Asked by Anonymous

can i get my free credit report

You can order your free credit report online at, by calling 1-877-322-8228, or by completing a request form and submitting it through the mail. 

When you order your credit report, you need to provide your name, address, Social Security number, and date of birth. To verify your identity, you may be asked to provide additional information that only you would know.

The Fair Credit Reporting Act requires that each of the three nationwide consumer credit reporting companies, Equifax, Experian and TransUnion, make your credit report available for free, once every year. 

When requesting your report on, you may be offered additional products or services, but you are not required to make a purchase in order to receive your credit report. Don’t fall for imposter websites that offer a “free” report when you purchase a membership or only if you buy other products.

Learn more about how to get your free credit report and what to look for when you review your report.