January 2013
71 posts
1 tag
2 tags
2012 is the Hottest Year on Record
2012 is now the warmest year on record for the contiguous United States, according to the data gathered by the National Oceanic and Atmospheric Administration’s National Climatic Data Center. 2012 had a record warm spring, second warmest summer, fourth warmest winter and a warmer-than-average autumn. The average temperature in 2012 was 55.3 °F, 1°F warmer than the previous warmest year,...
1 tag
The Lifeline Program Helps Low-Income Households... →
Learn more and see if you’re eligible.
3 tags
3 tags
How Does the American Taxpayer Relief Act Affect...
On January 2, 2013, President Obama signed the American Taxpayer Relief Act (ATRA) into law. This new law addresses many of the tax issues that were debated by Congress at the end of 2012, and which were referred to by many as the “fiscal cliff.”
Here is what the law addressed, and how it could affect you:
The “Bush-era tax cuts”
The new law permanently extended reduced...
3 tags
How to Get Your Free Credit Report →
AnnualCreditReport.com is the only website authorized to give you the free annual credit report you’re entitled to each year. Checking your credit report regularly will help you spot any problems or may alert you if you’ve been the victim of identity theft.
2 tags
2 tags
Lung Cancer: How to Reduce Your Risk
Lung cancer is the leading cause of cancer deaths in both men and women in the United States. Smoking is believed to cause 80-90 percent of lung cancer cases, but there are several additional risk factors.
You can reduce your risk of developing lung cancer by following this guidance from the U.S. Centers for Disease Control and Prevention (CDC):
Don’t smoke. If you do smoke, quit.
Avoid...
2 tags
The FAFSA for the 2013-14 School Year Is Now... →
FAFSA is the Free Application for Federal Student Aid. It’s the FREE form you fill out to get money for college or career school. Apply online at http://www.fafsa.gov.
2 tags
2 tags
Get Help Managing Your Debt
If you’re in debt, consider getting credit counseling. These services can help you negotiate better terms with your creditors and guide you on budgeting your money. Find a list of credit counseling agencies approved by the Department of Justice. Get additional resources on debt and credit.
3 tags
Make Sure Your Smoke Alarm Is Properly Maintained →
A working and properly maintained smoke alarm could significantly increase your chances of surviving a fire in your home.
1 tag
1 tag
Legal Help for Low-Income Families
The Legal Services Corporation (LSC) helps low-income families with legal problems, such as housing and foreclosure cases, family law, and consumer issues.
Assistance from LSC is free if your income and assets are not over a certain level. Learn more about who is eligible for LSC services.
Find a local LSC office.
4 tags
Find available grants, loans, financial aid, and... →
2 tags
1 tag
Green Marketing Claims: How to Tell Fact From...
You have probably seen products with labels claiming that they are “eco-friendly”, “all-natural”, or “made from recycled materials”. The challenge with these statements is that there is no clear definition of these terms. Here are some tips to help you sort through green marketing:
Look for specific (ex. “contains 75% post-consumer recycled...
1 tag
Learn How to Host International Leaders Visiting... →
Did you know you can volunteer as a “citizen diplomat” and host international leaders visiting the United States? Learn how.
1 tag
2 tags
Six Timely Tips for Using Apps with Kids
By Patti Poss, Mobile Technology Unit, Division of Financial Practices, Federal Trade Commission
Do your kids or grandkids use apps on your phone, tablet or e-reader? Of course they do. Many apps are fun, educational and engaging. But before you hand over your mobile device to a youngster, here are six things to know and do:
Try out the apps your kid wants to use so you’re comfortable with the...
