Most people prepare for job interviews and plan before going on a trip or taking an exam. But how many people actually get ready before going to the doctor’s office?
Preparing for a doctor’s appointment will help you make better decisions about your health, especially if your diagnosis requires medicines or surgery. The following tips will help you get ready for your next appointment and take a more active role in improving your health.
Write down your symptoms/questions: Be honest and accurate when describing your symptoms, especially if your symptoms vary in frequency and intensity. Write them down in detail on a piece of paper and take it with you to your next appointment. You can also write down any questions you want to ask the doctor. Writing everything down will help you avoid forgetting things.
Ask questions about your tests: Your doctor might ask you to take one or more tests before making a diagnosis. Ask about the purpose of the test to understand how the results might impact your health. Also, remember to ask about the cost of the tests, whether they are covered by your insurance, and who will explain the results and when.
Understand your diagnosis: The doctor will be ready to make a diagnosis once she fully understands your symptoms and has the results from your tests. She might prescribe medications or other types of treatments. It’s important that you fully understand your diagnosis and treatment, and your doctor’s recommendations, so ask questions. If more questions come up while you’re at home, write them down and call your doctor or ask about them during your next doctor’s appointment. This will help you make better decisions about your health.
Get a second opinion: In some cases, you may want to get a second opinion after receiving a diagnosis or certain treatment options. In fact, most doctors like the idea of second opinions, just let them know you intend to get one. Second opinions can give you peace of mind. However, you may want to check your insurance policy to see if it’s covered.
Use an interpreter: Having good communication with your doctor will help avoid misunderstandings that could result in a wrong diagnosis. If English is not your first language and you’re more comfortable speaking in your native language, consider using an interpreter. Call your doctor to see if interpretation services are available. If not, go with someone who can help you with the language barrier. Be mindful when using children as interpreters as you might need to discuss things that are not appropriate for them.
MedlinePlus.gov has more tips and resources on how to talk to your doctor so that you are ready for your next doctor’s appointment.
Happy Halloween! Have Fun and Stay Safe With These Tips
It’s Halloween! Make sure you and your family have a fun-filled, safe holiday with these tips.
Halloween activities like trick-or-treating or parties provide opportunities for you and your family to be exposed to germs. With flu season just around the corner take precautions and get a flu shot.
Check your local weather report before you head out and be prepared to bundle up underneath those costumes. Dressing for the occasion will help prevent maladies like hypothermia and will allow you to enjoy your night, no matter what the weather.
If you and your family will be participating in the age-old tradition of trick-or-treating, be aware of the area you’ll be visiting and watch out for traffic. Whether it’s your own local street and town, or a theme park with family specials, getting lost in an unfamiliar area can pose a danger to the enjoyment of the evening and your personal safety.
If you live in a neighborhood, odds are that you are going to get some visitors this Halloween. If you choose to hand out treats, be aware of the people you allow inside your home. If there are guests that are unfamiliar to you, hand out candy on your doorstep, and keep the night’s activities outside.
Disability.gov Offers Resources in Support of National Disability Employment Awareness Month
Did you know October is National Disability Employment Awareness Month (NDEAM)? NDEAM celebrates the contributions of workers with disabilities and raises awareness about disability employment issues. This year’s theme, “A Strong Workforce is an Inclusive Workforce: What Can YOU Do?” recognizes the many and varied talents of America’s workers with disabilities.
Information about tax benefits for employers who hire and retain people with disabilities is also available. State-specific employment information can be found by visiting Disability.gov’s Employment section, choosing “Search State Resources Only,” and then, selecting a state from the map or drop-down menu on the page.
Disability.gov is updated daily to ensure its information is as timely as possible. Recently added employment resources include The American Job Center’s Find a Job website and the Department of Labor’s new Workplace Flexibility Toolkit, which provides resources to help all workers be as productive as possible, so employers can successfully meet their goals.
For more information, follow Disability.gov on Twitter, “Like” us on Facebook, read Disability.Blog or sign up for email alerts to receive updates on employment and other topics of interest to you. You can also visit Disability.gov to find out about NDEAM events taking place across the country.
Hurricane Sandy Expected to Make Landfall Within an Hour
Hurricane Sandy is expected to bring life-threatening storm surge flooding to the Mid-Atlantic coast, including Long Island Sound and the New York Harbor. Winds are expected to be near hurricane force at landfall.
Image description: The National Hurricane Center’s predicted path for Hurricane Sandy as of 2 p.m. Friday.
Hurricane Sandy is moving up the eastern coast of the United States. The storm will bring lots of heavy winds and rain, which could lead to flooding in some areas. Make sure you and your family are ready for the storm by using the tips on Ready.gov.
As we get closer to the election, officials are cautioning voters to be aware of attempts at voter intimidation and fraud.
There have been some reports of people receiving official looking letters, phone calls or other communications questioning their eligibility to vote. These communications seek to intimidate voters and prevent them from casting a ballot.
Any attempt at voter intimidation based on race, color, national origin or religion is illegal, and the U.S. Department of Justice is taking steps to make sure everyone who is eligible can cast a ballot on election day.
Federal personnel will be monitoring certain polling locations on election day to prevent attempts at intimidation. Department of Justice attorneys will also be available to take complaints about voter intimidation before, during and after the election.
The Internet provides unprecedented levels of connectivity and information across many channels, such as email and social networks, and it also helps us accomplish everyday tasks like paying bills, filing taxes and much more. October is National Cyber Security Awareness Month (NCSAM), which encourages you to always pay attention when you’re sharing information on the internet.
NCSAM is a reminder that emerging cyber threats require shared responsibility to help create a safer cyber environment. Each week of October has focused on a specific cyber security theme; this week focuses on the need to develop cyber security education programs to help train the next generation.
The Department of Homeland Security suggests the following tips to help keep you and your information safe online:
Set strong passwords and don’t share them with anyone.
Keep your operating system, browser, and other critical software optimized by installing updates.
Limit the amount of personal information you post online and use privacy settings to avoid sharing information widely.
Be cautious about what you receive or read online – if it sounds too good to be true, it probably is.
As the election approaches, it’s important to make sure you’re familiar with the voting procedures in your state.
Polling Place Location and Hours
Prepare for election day by confirming the location of your polling place and when it opens and closes. Check your state election website to find your polling location and hours.
Some states allow early voting. If your state offers this option, be sure to check the location. Your early voting polling location may be different than on election day.
Polling Place Accessibility
If you need special assistance, contact your local elections office for information, advice, and educational materials about voting equipment and details on access to the polling place, including designated parking.
Voter Identification (ID) Requirements
Some states require that you show identification in order to vote. Check your state election website for voter ID rules.
If there are questions about your eligibility to vote because your name does not appear on the voter registration record or you do not have the required ID, federal law allows you to cast a provisional ballot. Individual states may allow you to cast a provisional ballot for other reasons.
Provisional ballots are reviewed after the election and counted if your eligibility can be verified.
By Gail Cunningham, Vice President of Membership and Public Relations at the National Foundation for Credit Counseling
Being in first place usually brings with it bragging rights, but not if it’s the top spot in the Federal Trade Commission’s annual complaint report. For the 12th year in a row, identity theft has held that dubious distinction, as ID theft complaints once again topped the 2011 list. Of more than 1.8 million complaints filed in 2011, 15 percent were related to identity theft.
Although smartphones brought great convenience into people’s lives, they also brought with them another opportunity for thieves to access personal data and use it to their advantage. As a matter of fact, a recent study by Javelin Research found that smartphone users are approximately 33% more likely to become a victim of identity theft than non-users. Further, the Javelin study also revealed that 62% of smartphone users do not use password protection, allowing anyone who finds or steals their phone to have access to the contents which typically includes a vast amount of personal information.
To increase awareness and provide identity theft protection resources, the fifth annual Protect Your Identity Week (PYIW) , held October 20-27, will offer broad-based ID theft protection education in addition to focusing on the threats related to smartphones with the 2012 theme of “ID Theft Protection on the Go.”
During the week, events will be held nationwide in communities across the country, providing consumers with the opportunity to shred sensitive documents free of charge, obtain ID theft protection information, and responsibly recycle unused mobile devices.
It is anticipated that more than 100 events will be held from coast-to-coast. All events are free of charge and open to the public. To locate the PYIW event closest to you, go to www.ProtectYourIDNow.org. Clicking on the website map will provide details of events in your area.
If you’ve been diagnosed with breast cancer and need to have a mastectomy, you have certain rights under the Women’s Health and Cancer Rights Act of 1998. Learn about what benefits your health plan is required to provide.
How to Research Candidates in the Upcoming Election
In less than a month, people across the country will vote for the next president, as well as other state and local offices. If you want to vote, it’s important to make sure you are registered and know about your voting options, such as early voting and requesting an absentee ballot.
It’s just as important that you are familiar with the races on your local ballot so you can make informed decisions. Most state election sites have a list of candidates or a sample ballot. This can help you become familiar with who is running for office.
Check Voter Guides
If you want to learn more about the candidates’ views on topics that matter to you, then you might want to check the candidates’ websites or a voter guide. The League of Women Voters, a nonpartisan political organization, produces an online voter guide where you can find a sample ballot, candidates’ answers to specific questions, and links to the candidates’ websites.
There are many organizations that produce voter guides to encourage voting for certain candidates based on the priorities of the group, such as the environment or health care. These organizations may be able to help you find information about the candidates’ positions on issues that matter to you.
Many state and local organizations, such as newspapers, also produce voter guides. These can be a good way to find additional information about local issues of interest.
If you are unsure of where to look for information about a candidate or want to find a local voter guide, check with your local public library.
Research Voting History
If a candidate is currently in office or previously held office, then you can also view the person’s voting history. In order to do this, you need to know information about a piece of legislation the candidate voted on, such as bill name or number.
If the candidate served in Congress, you can find voting history by visiting Congress.gov and checking the Major Actions tab on a piece of legislation, such as Senate bill 3187. Here you’ll find links to Senate sites that contain a record of the vote on the bill.
Some organizations may also add voting history on specific issues to their voter guides.
Don’t Forget Ballot Measures
In addition to voting for candidates, you may be presented with ballot measures, additional questions about issues impacting your state or local community.
Your state election site or sample ballot should also have information about any ballot measures that you will vote on in November. A state or local voter guide may also include details about the issue that can help you determine how to cast your vote.
What if there was something that would help kids miss fewer days at school? Or if there were a way that parents wouldn’t miss work?
There is something: the flu vaccine. And now is the time to prepare yourself and your loved ones for the flu season.
Getting vaccinated is easy. The Federal Government has several resources to help you figure out if you are considered high risk and where you can get vaccinated.
Everybody over six-months-old should get vaccinated for the flu. However, there are some groups of people who are at higher risk of getting sick and having serious complications from the flu. These are:
Senior Citizens: People who are 65-years-old or older have a weaker immune system and therefore more prone to getting sick. In addition, the flu might create more serious health problems, and even death. That’s why senior citizens should get vaccinated each year.
Young Children: Because their immune system is still developing, young children over the age of six months should be vaccinated against the flu. For those children who cannot get vaccinated, prevention is the best way to protect them.
People Who Are Sick: Flu.gov has a section about the risks of the flu for certain people with health problems, including diabetes, cancer, arthritis and asthma.
Your health care provider can answer your questions about who should get vaccinated and why.
Types of Vaccines
There are two types of vaccines:
Flu Shot. This is the most common type of flu vaccination. It’s given to healthy and sick people, as well as young and old. Senior citizens normally get a higher dose of the flu vaccine.
Nasal Spray. This type of vaccine is for healthy people between the ages of 2 and 49, with the exception of pregnant women.
Get your vaccine early in the season because the flu vaccine becomes effective about two weeks after it’s administered, once the body generates antibodies to protect against the flu.
Where to Get Vaccinated
Finding out where to get vaccinated is simple. Visit flushot.healthmap.org and enter your zip code to find the closest pharmacy or vaccination center. You can also search by type of vaccine, so you can find the vaccine that’s right for you.
Track Fundraising and Spending in Federal Elections
Do you ever wonder how much money candidates spend to run in federal elections in the United States or where the money comes from?
The Federal Election Commission’s Campaign Finance Disclosure Portal provides access to the campaign finance data that candidates and their supporters must share by law. Use maps, charts, and other tools to learn about donations and expenditures in the Presidential and Congressional races.
Many people like to buy U.S. Savings Bonds as gifts for loved ones. However, you can no longer buy Savings Bonds on paper from your bank. As a cost saving measure, these bonds must now be both purchased and given electronically. During the process, you get the chance to print out a certificate to physically give the recipient.
This video presentation walks you through the details of buying U.S. Savings Bonds as a gift. Below are some of the basics about the process.
You must create an account with the website TreasuryDirect. TreasuryDirect was created by the U.S. Treasury as a place to buy and redeem U.S. securities. To create this account, you will need to have on hand:
Your Tax ID Number (SSN or EIN)
Your e-mail address
Your bank account and routing numbers
You will need some information about the recipient of the gift:
His or her full name
His or her Tax Identification Number (SSN or EIN)
In order to receive your gift, the recipient will need to have their own TreasuryDirect account. If the recipient is under 18, a parent will need to create a Minor account for the child.
Once your recipient has an account, ask for their account number. You will use this number in TreasuryDirect to send the gift to his or her account.
Find Help and Hope for Victims of Intimate Partner Violence
Intimate partner violence or abuse, often referred to as domestic violence, can be any physical, emotional, sexual or psychological action that one person uses to gain power or control over another.
Anyone, anywhere, regardless of age, race or gender, can be affected by intimate partner violence, and it is important to know the resources available to get help if or when you might need it.
That’s why October is recognized as Domestic Violence Awareness Month. One in three women will experience intimate partner or domestic violence in their lifetime. Young people ages 16-24 are most likely to experience intimate partner violence.
Though it can be difficult to come forward when someone you care about is hurting you or a loved one, having the right resources available can help and provide hope.
If you or someone you know needs immediate help, you can call the toll-free hotline anytime at 1-800-799-SAFE (7233).
The U.S. Department of Health and Human Services’ (HHS) Office on Women’s Health offers additional free resources to anyone facing intimate partner violence. You’ll find help hotlines where you can speak to a counselor 24/7, steps to take to get to safety if you’ve been a victim of assault, information on date rape drugs and much more.