July 2012
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Find Out How to Feed Your Family on a Budget
With the rising cost of food, feeding a family on a budget isn’t easy, but there are resources that can help.
The Supplemental Nutrition Assistance Program (SNAP), more commonly known as food stamps, provides eligible families with help purchasing food. Find out if you’re eligible and apply for the SNAP program. If you’re eligible, you’ll receive an electronic benefits card, pre-loaded with...
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Help Feed Your Family Through the SNAP Program
By Carolyn L. Bird, Ph.D., USDA eXtension’s Financial Security for All Community of Practice Leadership Team Member
What is SNAP?
SNAP is the short name for the Supplemental Nutrition Assistance Program (SNAP) operated by the United States Department of Agriculture (USDA). The SNAP program has the twin goals of improving health by combating hunger and increasing nutrition knowledge for...
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Learn the Difference Between Government Grants and...
When you’re looking for financial assistance, government grants and loans may be able to help.
There are differences between grants and loans. You are required to pay back a loan, often with interest. You are not required to pay back a grant, but there are very few grants available to individuals. Most grants are awarded to universities, researchers, cities, states, counties, and non-profit...
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Four Reasons to Visit Your Local Library This...
You don’t have to be outdoors to have a fun summer. In fact, some of the most gratifying and enriching activities might happen within the four walls of one of our country’s 123,000 public libraries.
It’s easy to see why. Libraries offer an easy, accessible and low cost way to read books and magazines, watch videos and learn about new worlds in several languages, and enjoy a wide...
June 2012
75 posts
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How Do I Know a Credit Counseling/Repair Service...
This blog entry was provided by eXtension.org’s team of experts.
Sometimes it can be difficult to distinguish a reputable nonprofit credit counseling agency from a dishonest for-profit firm that embezzles clients’ money, charges excessively high fees, and/or keeps clients’ initial payments instead of prorating them among their clients’ creditors. This is especially true when...
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The Bankruptcy Process Explained
Declaring personal bankruptcy is often a last resort option for debt management. If you declare bankruptcy, you are granted a court order saying you don’t have to pay off certain debts.
However, the effects of filing for bankruptcy are long-lasting. It stays on your credit report for 10 years and can make it hard to get a line of credit, buy a home, or sometimes even get a job.
The U.S. Courts...
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Save Money on Gas →
Save money on gas with fuel-saving tips or with a more efficient car. Learn how at Fueleconomy.gov.
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Check the Beach Water Temperatures →
Heading to the beach this weekend? Check the water temperatures before you leave.
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A Leap Second Will Be Added to Clocks
On Saturday, the Naval Observatory will add a “leap second” to the world’s clocks at 23 hours, 59 minutes and 59 seconds Coordinated Universal Time (UTC). This corresponds to 7:59:59 pm Eastern Daylight Time.
Time, including seconds, has historically been defined by the rotation of the Earth around other objects in space. The invention of atomic clocks allowed us to more...
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Supreme Court Upholds Health Care Law
Today the Supreme Court released its decision on the health care law, National Federation of Independent Business v. Sebelius. Read the decision. (PDF)
Healthcare.gov has information about how the law affects you. You can read the law, learn about key features of the law, and see a timeline of what will change and when. Learn more about the health care law.
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Learn and Understand the Bankruptcy Process →
Learn the bankruptcy process, the relief it offers, and how to find legal help with these videos from the U.S. Courts.
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How to Find a Trusted Credit Counseling Agency...
Did you know credit counseling agencies can help you create a plan to tackle your debt and rebuild your credit?
You can find a trusted credit counseling agency near you to discuss your financial options, but remember, no one can remove negative information from your credit report. Companies that offer to do this are often running scams.
The only way to repair your credit is to consistently...
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It's Lightning Safety Week →
Learn how to prepare for thunderstorms and lightning.
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Checking out something I received in the mail. It’s from Home Information Center, Dallas Tx 75380-9664. It said that the U.S. Congress has made available up to $20,000 for you to improve your home through the Federal Home Improvement Loan Program. This program is made available for energy conservation with home improvements. Improvements may include lifetime vinyl siding, energy-efficiant...
