PRESIDENT JOHN F KENNEDY: We choose to go to the moon in this decade and do the other things, not because they are easy, but because they are hard, because that goal will serve to organize and measure the best of our energies and skills, because that challenge is one that we’re willing to accept, one that we’re unwilling to postpone, and one we intend to win and the others too.
Who is in charge of the qualifying of candidates for the various parties to become president of the United States and who is responsible for making sure that candidate is a valid "naturally born" United States citizen?
The Constitution lists only three qualifications for Presidential candidates: the person must be at least 35 years of age, be a natural born citizen, and must have lived in the United States for at least 14 years.
The guidelines that candidates must follow in order to qualify for elections differ from state to state, according to a Congressional Research Service report (PDF). Generally, candidates for President must file a statement of candidacy with the secretary of the state or the state’s party chair. In some states, the Secretary of State may automatically certify candidate names for the ballot by other methods. Presidential candidates may also be required to pay a filing fee, submit petitions, gather signatures, or perform all of these actions.
Survey Finds 20 Percent of Americans Suffer From Mental Illness
Twenty percent of American adults ages 18 and older suffered from some form of mental illness in the past year, according to a survey conducted by the Substance Abuse and Mental Health Services Administration.
The survey also found:
Five percent of adults suffered from a serious mental illness
Mental illness is more common in women than in men
8.7 million American adults had serious thoughts of suicide in the past year
1.9 million youth ages 12 to 17 experienced a major depressive episode in the past year
Four in 10 people experiencing mental illness received treatment of some sort.
The 2010 National Survey on Drug Use and Health is a scientifically conducted study of nearly 67,500 people throughout the country. This survey is the main source of statistical information about behavioral health issues in the United States.
The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint.
During the winter it can be easy to get so busy with work and your kids’ activities that by the time you go to bed you’ve barely seen the sun. The lack of exposure to the sun, shorter days and colder weather can cause some people to feel the winter blues, known medically as seasonal affective disorder.
If you think you suffer from a major attitude change during the winter months, use these tips to learn the symptoms of seasonal affective disorder and possible treatment options.
Recognize the symptoms:
Some of the most common symptoms of seasonal affective disorder are feelings of sadness or emptiness, hopelessness or extreme pessimism. Fatigue, difficulty concentrating and changes in weight could also be possible signs of the winter blues.
When It’s Not Just a Bad Day:
Everyone has bad days from time to time and may feel sad and depressed or even extremely pessimistic. It’s normal for these feelings to come and go. However, if your mood doesn’t change over a period of two weeks, it’s time to talk to your doctor to see if you’re suffering from depression or seasonal affective disorder. You can use the Mood Tracker mobile app to help you track when and how long you’ve been feeling depressed.
There are several different treatment options for seasonal affective disorder. Your doctor may want you to try light therapy. Being exposed to sunlight or a fluorescent light box for an extended period of time could help to improve your mood. However, for many people, light therapy isn’t enough.
In that case there are many different medicines you and your doctor could discuss. Before your appointment read the guide Depressions – Medicines to Help You to learn about all your different options and possible side effects so you can make an informed decision.
Don’t let the winter blues keep you down. Use this information to help you take the steps you need to begin to feel better.
Image description: The two types of birth control pills Pfizer recalled.
Pfizer announced a voluntary recall of Lo/Ovral-28 and Norgestrel/Ethinyl Estradiol birth controls pills because of a mix up in packaging. Some active birth control pills were replaced with placebo pills in certain packages.
status of my drivers license. when will it expire ? what year ?
Most drivers’ licenses have the expiration date printed on them. If you are unsure about when your driver’s license expires or have other questions, you should contact the agency that issues licenses in your state.
The citizenship interview is an important step toward becoming a naturalized U.S. citizen, but it can also be one of the most stressful ones. That’s because it involves a meeting with a federal agent, not to mention taking and passing an English language comprehension and a Civics test.
The best way to avoid stress is to be well prepared for the interview. Below you will learn how the interview is structured as well as tips and resources to help you prepare for this important meeting.
How the Interview Is Structured
The citizenship interview is given at various offices run by the United States Citizenship and Immigration Services, or USCIS. The steps below will give you a general idea of how the interview is structured (the order may change depending on your local office):
Take the oath: Before starting the interview, the officer will place you under oath.
Review form N-400: The immigration officer will go over the application with you and ask you questions about your past, including which countries you’ve visited, where you live and which organizations you belong to. You will then be asked to sign a few documents.
English test: The officer will evaluate your English-speaking skills during the interview and will also test your ability to read and write in English. To pass you must answer correctly one out of three reading and writing questions.
Civics test: The civics test has 10 questions about the history and government of the United States. To pass, you must answer six correctly. The officer will stop asking you questions when you have answered six of them correctly.
Final instructions: The officer will give you instructions for attending a citizenship ceremony, the final step in the naturalization process. During the ceremony you swear allegiance to the United States.
Note: You have two chances to pass the tests. If you fail during your initial interview, you will be given a second opportunity 60 to 90 days later.
Exceptions for Taking the English Test
You might be exempt from taking the English test if you are:
At least 50 years old when filing your application and a legal U.S. permanent resident for at least 20 years.
At least 55 years old when filing your application and a legal U.S. permanent resident for at least 15 years.
Note: Applicants who are exempt from taking the English test must still take the Civics test, unless they request an exception based on a physical disability or a mental illness.
Tips on How to Prepare for the Interview
USCIS has several resources to help you prepare for the interview, including study materials for both tests. The agency also hosts periodic naturalization workshops across the country. USCIS.gov also has a section where you can find community resources that might help you prepare for the exams.
On the day of the interview you should:
Review your appointment letter carefully and follow all of the instructions. The letter says which additional documents you should bring. Your case might be delayed if you don’t bring them.
Arrive at least 15 minutes early so that you have enough time to go through security.
Answer truthfully to all of the questions. Lying to an immigration officer might disqualify you from becoming a citizen.
Lung cancer is often known as the “smoker’s disease” even though one in five victims of lung cancer have never smoked a cigarette. The annual death toll among this group now approaches that of breast cancer, about 40,000 a year.
Non-smoking women are twice as likely to get lung cancer as non-smoking men, and non-smoking women are more than twice as likely to die from lung cancer than ovarian cancer.
Even with these high numbers, spending on research for lung cancer is far below that of breast cancer. As a result, experts are calling for a shift in public thinking on lung cancer.
Many experts believe that the stigma around smoking that accompanies lung cancer — that its victims somehow “brought it on themselves” — has dampened public sympathy for patients and hindered funding for research.
Still, even with limited funding, scientists are slowly uncovering clues to the origins of lung cancer in non-smokers. Early research seems to indicate that lung cancer tumors could be somehow related to estrogen levels in women.
The FBI identified a new phishing scam online that targets your bank accounts. The scam is called “Gameover.” Once the virus is on your computer, it can steal all of your user names and passwords before you realize what has happened.
How It Works
The Gameover scam will email you, pretending to be from the National Automated Clearing House Association (NACHA), the Federal Reserve Bank, or the Federal Deposit Insurance Corporation (FDIC). The email will say that there has been a problem with your bank account or a recent transaction, and will include a link to help fix the problem. The link will send you to a phony site, where the Gameover malware is automatically installed on your computer and starts stealing your bank account information.
If you think you’ve been victimized by this type of scheme, contact your financial institution to report it, and file a complaint with the FBI’s Internet Crime Complaint Center.
Can my mortgage lender just add on flood insurance without proof?
Under federal law, you must purchase flood insurance if you will receive federal money to purchase or build a home in a high-risk flood area. A mortgage lender can also require flood insurance if you live in a moderate-to-low risk area.
Find Out If You Qualify for the Earned Income Tax Credit
The earned income tax credit is a federal tax credit specifically for low-income workers. It was approved by Congress to help offset the burden of social security taxes and to provide an incentive for people to work.
According to the IRS, the credit provides an important financial boost to the economy since many families use it to pay living expenses and to save for future needs. Last year, four out of five people eligible for the credit filed for it.
Millions of workers will qualify for EITC for the first time this year, according to the IRS. Workers move into and out of eligibility based on changes in their marital, parental and financial status.
The amount of the credit is based on several factors, including the amount of an individual’s earnings from wages, self-employment or farming.
Last year, over 26 million workers received nearly $59 billion in EITC.
Is a colorless, odorless, deadly gas seeping into your home? Unless you test your home for radon, you’ll never know.
Radon is the number one cause of lung cancer among non-smokers, and overall it is the second leading cause of lung cancer. It’s responsible for about 21,000 lung cancer deaths each year, and about one in 15 homes have elevated radon levels.
Radon comes from the natural breakdown of uranium in soil, rock and water and gets into the air you breathe. It can be found all over the United States, and it can get into any type of building. Take action, and test your home. Test kits are inexpensive and widely available at hardware and home improvement stores. If a high radon level is detected in your home, you can take steps to fix the problem to protect yourself and your family.
Choosing a health insurance plan can be complicated. We have information about group policies, plans, and how to appeal insurance claims. You can also find health insurance plan changes based on the Affordable Care Act.
Have you ever received your mobile phone bill and discovered that the amount due was much higher than you were expecting?
Well, you are not alone.
According to the Federal Communications Commission (FCC) “bill shock” is relatively common. The amount of extra costs can range from mild (less than $50 extra dollars) to the extreme (in the $1,000s).
Regardless of the level, the bill shock can hurt your wallet.
Bill shock can result from several circumstances. For many years, cell phone owners’ main concern was not to exceed the minutes of talking and the number of text messages. However, smartphones require dataplans to access the internet and download apps, and you may be limited to the amount of data you can download each month.
New smartphone users may have higher than normal bills as they get familiar with the costs of having a data plan. Changes in your usage patterns, talking more frequently, sending more text messages, or roaming (use a signal from another phone carrier), could all contribute to a higher than expected bill.
Right now, mobile phone providers are not required to take action to prevent bill shock, but you can reduce the likelihood of “bill shock” with these guidelines:
Make sure you understand the advertising and marketing claims about the monthly cost of your plan. No matter the advertised price, you will also be charged taxes and fees.
Be wary of promises from sales clerks and customer service representatives. Get all promises of free phone lines, dataplans, or other features in writing.
Sign up for your service provider’s account monitoring features, such as text message warnings or online monitoring site.
Make sure your phone is set to inform you that you are roaming.
Consider a prepaid or an unlimited data, voice, and text plan to prevent overages.
While apps are easy to buy, those charges can add up quickly, and end up on your phone bill. Password protect the ability to download apps, especially if you have children that are on your phone plans.
The Alan Lomax Fellows Program, established for a period of five years, supports scholarly research that contributes significantly to a greater understanding of the work of Lomax and the cultural traditions he documented over the course of a vigorous and highly productive seventy-year career. It provides an opportunity, for a period of up to 8 months, for concentrated use of materials from the Lomax Collection and other collections of the Library of Congress, through full-time residency at the Library. The program supports research projects in the disciplines of anthropology, ethnomusicology, ethnography, ethno-history, dance, folklore and folklife, history, literature, linguistics, and movement analysis, with particular emphasis on the traditional music, dance, and narrative of the United States, England, Scotland, Ireland, Italy, Spain, and the Caribbean, as well as methodologies for their documentation and analysis. We encourage interdisciplinary projects that combine disciplines in novel and productive ways.
Alan Lomax (1915-2002) was one of the greatest documenters of traditional culture during the twentieth century. The Lomax Collection is a major collection of ethnographic field audio recordings, motion pictures, photographs, manuscripts, correspondence and other materials that represent Alan Lomax’s lifetime of work to document and analyze traditional music, dance, storytelling and other expressive genres that arise from cultural groups in many parts of the world, particularly the United States, England, Scotland, Ireland, Italy, Spain, and the Caribbean.
Ask President Obama Questions about the State of the Union Address
President Obama will deliver the State of the Union address tonight at 9 p.m. ET. Immediately following the speech, Whitehouse.gov will host a live panel of White House advisors to answer your questions. You can participate by going to Whitehouse.gov/SOTU.
There will be more chances to ask the White House your questions on Wednesdsay, Thursday, and Friday during special Twitter Office Hours. Policy experts will be availabe to discuss issues that matter to you and your community.
And on Monday, January 30, you can join President Obama in a Google+ Hangout, a live multi-person video chat. To participate in the hangout, go to the White House YouTube channel and submit your questions by January 28. A few people will be selected to participate in the chat live to ask President Obama their questions.
To learn more about how you can participate and to find the full schedule of State of the Union events and Twitter office hour topics, visit WhiteHouse.gov/SOTU.
The Securities and Exchange Commission (SEC) recently charged a man with trying to sell $500 billion worth of fake securities on the online social network LinkedIn. It’s a reminder that crime goes where the people go, and the people are on social media websites like LinkedIn and Facebook.
The SEC has advice to help you stay safe from online investment fraudsters.
On the Internet, it’s easy for criminals to make scams that look real. Always use caution when considering an investment you found online.
Be suspicious of unsolicited offers. If you didn’t ask for it, and you don’t know the source, there’s a good chance of bad intentions.
The old rule about too good to be true still stands, even in new media. Compare the promised returns with the returns on well-known stock indexes. More signs of foul play include guaranteed returns and pressure to buy right now.
Tighten your privacy settings. Fraudsters can use your private information to steal from you or scam you. “Don’t you remember me from college?”
Is a financial service provider trying to Friend you? Feel free to say no. Friending someone can mean you let them see everything about you.
When you’re on social media, never communicate your bank account and social security numbers. Always use firm-sponsored communication for brokers and advisers, like the telephone, letters, firm email, and the firm website.
Affinity fraud is what the SEC calls it when the fraudster prays on what you have in common, like ethnicity or religion. Even if you know the person, check out everything first. They might have been fooled first.
Another trick is manipulating the market with “Pump and Dump.” They’ll talk up a stock that doesn’t deserve it, then sell after everyone buys and the price is high.
More books have been written about the Civil War than any other event in American history. 2011-2015 marks the 150th commemoration of the Civil War.
While there were several causes for the Civil War, the 80 year debate over slavery between Northern and Southern states became the most important. The Civil War began with a successful Confederate assault on Fort Sumter in 1861. Most of the war was fought in the South, although the largest single battle was in Gettysburg, Pennsylvania.
Credit counseling agencies can help you manage credit and get out of debt. They also offer assistance with negotiating better terms with your creditors and guidance on budgeting your money and meeting your debt obligations.